Business Insurance in San Diego, CA
Securing the right business insurance policy is essential in protecting your business from unexpected risks and liabilities. At Sina Insurance Agency, we’re committed to helping business owners choose the most appropriate policy for their needs.
What Does Business Insurance Cover?
Depending on the insurer, a business insurance policy may offer coverage against a variety of claims or losses from covered risks. Common inclusions are the following:
- General liability insurance may protect your business from third-party claims involving bodily injury, property damage or personal injury, such as libel or slander.
- Business interruption insurance may help cover lost income and ongoing expenses if your business is forced to close temporarily due to a covered event.
- Business property insurance may pay for repair or replacement costs if your building, equipment or inventory is damaged by fire, theft, vandalism, or covered weather events.
- Commercial auto insurance may provide financial protection for business-owned vehicles in the event of accidents, theft, or other covered losses.
- Professional liability insurance may help cover legal fees and settlements if your business is sued for negligence, errors or omissions in your services.
How Much Does Business Insurance Cost?
Your insurer will calculate your business insurance premium based on factors such as the business size, industry, location, number of employees, annual revenue and claims history. While smaller businesses often pay lower premiums, larger operations may have higher costs due to increased risks.
How to Get Business Insurance
Contact Sina Insurance Agency today for a tailored quote.