December 26, 2025
AgencyWorkers’ Compensation in Manufacturing: Covering Your Business and Employees
Workplace safety should always be a top priority, especially amid the many dangers of the manufacturing industry. Yet, even with robust precautions, accidents can happen. With this in mind, you should understand that workers’ compensation insurance is not just a legal requirement for most manufacturing businesses, but also a crucial financial safeguard for your employees and your company’s future. […]
November 14, 2025
AgencyInterstate vs. Intrastate Trucking: Insurance Rules Every Carrier Must Know in California
Understanding the difference between interstate and intrastate trucking is essential for carriers. Whether you’re an owner-operator, manage a fleet or run a commercial trucking company, knowing how insurance requirements change based on your operations can help you stay compliant and financially protect your business. What’s the Difference? Interstate trucking often means transporting goods and materials across state lines or […]
October 28, 2025
AgencyTop Cyber Risks Facing Trucking Fleets and How Coverage Helps
As ’s trucking industry becomes more digitally connected and dependent on technology, the risks associated with cyber threats are growing rapidly. Cyber incidents can disrupt operations, compromise sensitive data and lead to significant financial losses. That’s why it’s essential to recognize the top cyber risks facing trucking fleets and to know how the right insurance […]
July 7, 2025
AgencyCargo Insurance in San Diego, CA
Cargo insurance plays a vital role in shipping and logistics. The transportation process introduces variables that can impact the condition or arrival of cargo. For businesses that rely on the steady movement of goods, having a strategy to manage those risks is a key part of operations. When cargo is in transit, it passes through […]
June 25, 2025
AgencyCan You Insure Nonemployee Drivers on a Commercial Policy?
Commercial auto insurance is designed to financially protect businesses from liabilities arising from the use of vehicles for work-related purposes. But what happens when someone who isn’t an employee—like an independent contractor or a business partner—needs to drive a company vehicle? Can they be insured under a commercial policy? The answer is complicated. Nonemployee Drivers […]
April 28, 2025
AgencyIs Your Fleet Insurance Policy Up-to-Date?
Managing a fleet of vehicles involves numerous responsibilities, from maintenance and driver safety to regulatory compliance. One critical aspect fleet managers must not overlook is the fleet insurance policy. The Importance of Regular Policy Reviews Fleet insurance policies are designed to cover multiple vehicles under a single contract, providing a streamlined approach to managing insurance […]
March 19, 2025
AgencyWorkers’ Compensation Insurance in Manufacturing
The manufacturing industry consistently ranks among the most dangerous in the United States. Regardless of precautions, workplace accidents may inevitably occur in factories and other manufacturing settings. Furthermore, given the dangerous tasks, heavy machinery and hazardous materials often present in these work environments, even minor accidents could have devastating consequences. Fortunately, your business can be […]
January 31, 2025
AgencyWhat Should You Know Before Buying Fleet Vehicles?
Purchasing fleet vehicles can be a significant investment for any businesses. Whether you’re expanding your current fleet or starting from scratch, several important factors must be considered to ensure you make the best decision for your company’s needs. Evaluating Your Business Needs Consider the primary purpose of the vehicles and how they will be used […]
November 29, 2024
AgencyHow to Create a Fleet Asset Theft Plan
As a business owner, protecting your fleet assets is crucial to maintaining operational efficiency and minimizing financial losses. A comprehensive fleet asset theft plan can help ensure that your insurance coverage is optimized. Conduct a Risk Assessment Start by identifying the vulnerabilities within your fleet operations. Consider factors such as location, vehicle type and operational […]
September 27, 2024
AgencyInterstate vs. Intrastate Trucking Insurance—Which One Do You Need?
Whether your trucking business operates across state lines (interstate) or within a single state (intrastate), selecting the right trucking insurance coverage can significantly impact your operations. Here’s how the two differ: Interstate trucking involves transporting goods or passengers across state lines. If your trucking operation crosses into different states, you fall under federal jurisdiction, which […]