July 7, 2025
AgencyCargo Insurance in San Diego, CA
Cargo insurance plays a vital role in shipping and logistics. The transportation process introduces variables that can impact the condition or arrival of cargo. For businesses that rely on the steady movement of goods, having a strategy to manage those risks is a key part of operations. When cargo is in transit, it passes through […]
June 25, 2025
AgencyCan You Insure Nonemployee Drivers on a Commercial Policy?
Commercial auto insurance is designed to financially protect businesses from liabilities arising from the use of vehicles for work-related purposes. But what happens when someone who isn’t an employee—like an independent contractor or a business partner—needs to drive a company vehicle? Can they be insured under a commercial policy? The answer is complicated. Nonemployee Drivers […]